How can I give when money is tight?

How do I give when money is tight

“I’d love to give more, but I just don’t have much extra money right now.”

Are you in that position? Most of us are, at one point or another. And while there are always countless opportunities to serve that don’t require any money (and I will share many ideas in the future), sometimes it feels great to be able to give things. So what if you feel like financially, you have nothing to give?

Time to get creative!

I am a firm believer in couponing. There are a few reasons why, but it boils down to this: the more I save, the more I can give.

Which kind of rocks.

This blog is not a couponing blog – there are LOTS of amazing blogs out there already that are dedicated to helping you find the best deals. (If you need suggestions, please let me know and I’d be happy to recommend some.) But I did want to share two small simple things you can do to stretch your budget, and hopefully enable you to be able to give more generously.

My tips today are based off of two guest posts I’ve written for TodaysTheBestDay.com. (If you’re a parent, you should check it out – she is such a great encouragement!) I have begun a series of guest posts about saving money over there. Rather than repeat everything in this article, I invite you to take a look at these links.

First of all, using coupons at Target can save you a TON of money. If you’re new to couponing, this is the store I recommend you start at. Why? Because there are so many different kinds of deals (store coupons, manufacturer’s coupons, Cartwheel, sales, gift card deals, and mobile deals) – and you can stack these deals to save amazing amounts of money. To get the nitty-gritty details, check it out here:

http://www.todaysthebestday.com/target-couponing-101/

Here’s an example of a deal that I did today (excluding tax):

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Cost before coupons: $26.12

Cost after coupons: $15.10

Gift cards received: $10.00

Net cost: $5.10

My local women’s shelter is in constant need of feminine care items. (Yours probably is, too.) They go through them so quickly that they are in constant demand. So when I see a sale like this, I stock up! For just over $5, I was able to buy a small pile that can be a genuine blessing to a woman in crisis in my area.

If you are on a tight budget, I consider you to think about learning how to utilize coupons. Often, I am able to pick up items entirely free (like the toothbrush). I love knowing that my time and effort can provide a basic necessity for someone in need. Alternatively, if you are able to whittle down how much you spend at the store, you can use a portion of those savings to donate to a cause you’re passionate about. You have more money in your pocket AND you get to help out a great cause. Win-win!

Second, if you have a smartphone, did you know you that there are apps that you can use to earn free gift cards? My review of my favorite app is found here:

http://www.todaysthebestday.com/how-to-make-money-with-your-smartphone/

There are three ways that I have used Shopkick to give more generously:

  • Before Christmas last year, I saved up my points and redeemed them for a $25 gift card to add to my husband’s stocking. It was really fun to earn something for him that didn’t come from our mutual budget.
  • I have cashed out points for a Target gift card and used it to buy items to donate to those in need.
  • This week I am going to redeem points for another Target gift card and use it to do my grocery shopping. I will then take the money I saved in my grocery budget and use it to do some good!

So there are two ways I’ve found that have allowed me to stretch my charitable giving budget. I hope there’s been something in here that will be useful to you! Why don’t you set a small goal for yourself? See if you can save or earn an extra few dollars this week, and then use it to spread some sunshine. You’ll be glad you did!!

Thanks for reading, and have a wonderful day.

Our Quarter Challenge experience

  Thank you so much for joining in The Quarter Challenge! On Saturday night, my family got together with wonderful friends to participate. It was so much fun! One of the reasons I love this concept so much is that both children and adults can get involved in spreading kindness.

 

First, we visited our local hospital and went to the ER. We taped quarters and small notes of encouragement on the vending machines. I wish I could have been a fly on the wall after we left! The ER was packed that night, and I’m hoping our quarters were a blessing to those who likely ended up waiting there for several hours.

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Then we headed to Walmart. My kids, like most children, LOVE the coin-operated machines in front of the store, and we had fun leaving quarters behind for others to discover.

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Now to be totally honest, it was a little bit hard for my kids to watch these quarters get left behind and not get to spend any of them. But as a mother, it gave me an opportunity to teach an important lesson about service. We talked about the kids who would be finding these coins and how excited it would make them. And then afterwards, we celebrated with pizza and soda because there are, in fact, rewards that come from serving.

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Have you taken the challenge yet? We’d love to hear from you! Remember, in honor of this first challenge, we will be hosting a small giveaway to those who participate – the winner will get $10 donated to the charity of his or her choice! Details can be found here: http://www.letsdosomegoodtoday.com/2014/08/29/the-quarter-challenge/.

 

Thank you so much for participating! I hope this challenge is providing you with a simple way to serve, and that it brightens your day the way it brightened mine.

In the words of Mother Teresa …

The Quarter Challenge

In my house, quarters are precious.

When my kids do a chore, they earn a quarter. And when they want something at the store, instead of telling them yes or no, I tell them how many quarters it costs.

Quarters are powerful in my home. What about yours?

Have you ever considered that you can change someone’s day with a quarter?

One of my goals is to use this website to challenge all of us (especially myself) to find small ways to get out and serve. I’m going to give you small, simple ideas for things you can do to brighten someone else’s day. So here it is, our first project together as a group: the quarter challenge.

Your first assignment: Gather up some quarters.

Your second assignment: Go spread some sunshine.

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My kids and I have done this before. And let me tell you – it is AMAZING how much fun you can have giving quarters away. Do you have an Aldi nearby? Go at a busy time and put a quarter into someone else’s cart for them. You know those little machines in front of stores that are full of useless crap wonderful treats and treasures? Put a quarter in one and walk away – let a little kid discover it! Go somewhere with small coin-operated rides and tape quarters on it. Can you imagine the joy?!

Want to invest a little bit more? Here’s another idea that I’ve done before. Visit a hospital and tape quarters to the vending machines. (I use blue painter’s tape so it doesn’t make a sticky mess.) Then leave behind a note, saying something like … “I’m sorry you’re stuck in the hospital today. Have a snack on me! I hope it makes your day a little better.” Because have you spent time in a hospital waiting room? Yeah, me too. And I hate it. Can you imagine how awesome it would be to find something like that? And it doesn’t have to be a hospital – anywhere there’s a vending machine, there’s an opportunity to provide a little bit of sunshine for a stranger!

(Or if you want to get REALLY creative … Are you a baker? For 25 cents worth of flour, sugar, etc., you can make a few muffins and deliver them to a neighbor. Scrapbooker? Make a card and take it to a friend. I’d love to know what ideas you come up with!)

So if you’re willing to join me and accept the quarter challenge, I’d love it! And since this is my very first challenge and I’d love to celebrate, I’m going to be hosting a giveaway. If you win, I will donate $10 to the charity of your choice! And this is optional, but if you’d like to write a little guest post about the charity you choose to donate your winnings to, I’d love to share it with our community. Here’s how you can enter (each activity is worth one entry):

  • RSVP for the quarter challenge on this post
  • Share the quarter challenge on your Facebook page and/or Instagram account and include #thequarterchallenge in your comment
  • Comment on my Facebook page when you complete the challenge and share what you did with the rest of us
  • Post a picture on my Facebook page and/or Instagram account of you doing the quarter challenge (or just of where you left the quarter if you don’t feel comfortable sharing a picture of yourself)
  • Leave a note on your own Facebook page and/or Instagram account sharing what you did and include #thequarterchallenge
  • When you leave your quarter (or quarters) behind, include a small note telling the recipient about LetsDoSomeGoodToday.com and the quarter challenge

Here’s the important technical part about the raffle – for each entry you earn, please leave a separate comment on this post (not on Facebook) and let me know what you did. For example, you can leave an RSVP right now (just leave a comment saying “I’m in!”). If you share it on Facebook or Instagram, write another comment and let me know you did so. And after you participate, report back.

So that’s it! The challenge will start today and end on Tuesday night. The winner will be randomly selected on Wednesday. So grab some quarters and go do some good today! And then come back and let us know how it went!

Opening my eyes

I was tired.

There were many other words I could use to describe how I felt that day (lonely, inadequate, pained, depressed), but it all comes back to this – I was deep-down-in-my-soul tired.

On this particular day, over two years ago, I found myself in Argentina. My husband had received an invitation to volunteer as a consultant there for two months. Everything in me had wanted to scream “NO!” when he excitedly proposed the idea, but knowing how much it meant to him, I grudgingly agreed. I didn’t speak Spanish. My health was terrible (two weeks before the flight, I was in the hospital). I was experiencing almost constant pain, but the doctors didn’t yet know why. I had two small children (ages 3 and 1) that would be traveling with us. But I took a deep breath, slapped on a fake smile, and off we went.

Living on a volunteer’s budget, we were renting a one-bedroom apartment. Having packed for two months into one suitcase each, we had very few toys or games. So every day I tried to come up with an activity outside of the home. We’d head to the park, where I’d pray to bump into someone who spoke a bit of English (or who would be patient with my few halting words of Spanish.) We’d head to a store, where I’d try to remember what I needed to do (like having my produce weighed in the produce department, not at the register) to resist looking like a fool. We’d head to a library, a museum, a bookstore – and I would try hard not to cry, with every step I took causing me more and more pain.

And so there I was on that April day, awkwardly pushing a double stroller down bumpy and crowded sidewalks.

I was tired.

Having been warned not to carry large amounts of cash, I had armed myself with a few pesos and we wandered off in search of a treat. At this point in our journey, not having made any new friends yet and still feeling very unsure of myself, the highlight of that day was going to be a pastry. So we’d gone to my favorite bakery. I let each kid choose a treat, and I bought two for myself. Light and fluffy, full of rich dulce de leche, and topped with powdered sugar … the small bag I’d carefully tucked underneath my stroller urged me to hurry home. But trying to expose my children to more than the walls of our tiny apartment, I took the long way home, fake smile slapped on my face to hide my gritted teeth.

And then I saw her.

As with most major cities, it was not unusual to see homeless people in Buenos Aires. It was impossible to help them all, but I tried to help where I could – perhaps by giving away a banana, maybe a few coins. Some I helped, some I couldn’t. It was one of the hardest parts for me about living in such a big city – seeing such desperate need before my face and having to just keep walking.

But this woman … I couldn’t keep walking.

In front of a supermarket she had spread a dirty blanket. With two children huddled close, she didn’t have a sign. She didn’t say anything to anyone. But she looked at me, mother-to-mother, and her eyes spoke for her.

Please.

Before my head knew what was happening, my heart pulled my double stroller out of the way of the other hurrying pedestrians, a short distance from this woman. I knelt down and began talking to my children.

“Hey guys,” I choked out over the lump that was already forming in my throat. “There is a Mommy sitting on a blanket over there. She has two kids, just like I do. And they look hungry. We have four treats with us today. What do you think we should do?”

Sister, three years old at the time, thought carefully. “Well, what if we only keep two and share them? And we give them two and THEY can share them? And then EVERYONE gets a treat?”

I smiled. “That sounds great. But how about this? You and brother can share one. I’ll give them the other three.”

“Even BETTER, Mom!”

So I pulled out one treat, split it in half, and handed the broken pieces to my children. I maneuvered my monster of a stroller around and looked at the mother where she still sat quietly. I racked my brain, thinking of the few paltry phrases I could say in Spanish, trying to decide what would be appropriate. But I came up with nothing.

And had I spoken fluent Spanish, what could I have said? What words are there to speak to the mother on the ground, begging for enough food to feed her children?

I could think of none.

I handed her the bag, wishing there was something of more substance in there. Then realizing I still had some change, I reached into my pocket and handed it to her as well. It wasn’t much, but enough to buy a bit of milk, or perhaps some fruit.

Maybe, just maybe, enough to give this mother a tiny bit of hope that she’s not alone in this world. That there are people who care, people whose hearts break at the sight of hungry children and desperate, broken mothers.

She took the money. I smiled, and she faintly smiled back. And that was it.

But … it wasn’t.

That woman was with me all day. She was in my thoughts as I pushed my expensive, comfortable stroller back to my clean, safe apartment. She was there as I greeted the doorman and the security guard standing outside of my building. She was with me as I rode the elevator and arrived at our home, where we all had a place to sleep and food to eat. As I prepared dinner at night in my tiny kitchen, she was there.

She’s still with me.

And that, friends, is why I’m starting this blog. For her, and for the countless others who just need someone to look at them and notice them. They might need our spare change. They might need a hug. They might need someone to look them in the eye, to notice them, to know that they’re not alone, because someone else’s heart is breaking at the thought of hungry children and desperate, broken mothers.

Let’s be that someone.

Let’s do it together.

 

Opening My Eyes